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Confraternity of Penitents Newsletter
July 2025

GUIDANCE FROM THE SPIRITUAL GUARDIAN: THE WISDOM OF THE SERAPHIC DOCTOR: ST. BONAVENTURE AND THE LAY FRANCISCAN VOCATION

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As we celebrate the Feast of St. Bonaventure on July 15th, I invite the members of the Confraternity of Penitents to pause and consider how this great Doctor of the Church speaks to us today, particularly those striving to live the lay Franciscan vocation in the world.

Bonaventure, often called the “Seraphic Doctor,” was not only a towering intellect in the 13th century but a deeply spiritual son of St. Francis. While he wore the robes of a friar and bore the burden of leadership as Minister General of the Order, his heart remained rooted in the humility, poverty, and Christ-centeredness that animated the early Franciscan movement. He gave the Order theological structure, but never at the cost of its mystical soul.

What can a lay penitent learn from a medieval scholastic? Much, I assure you.

 

Bonaventure teaches us that the journey to God is not simply a matter of rules or theological mastery—it is a path of love. In his spiritual classic, The Journey of the Mind into God (Itinerarium Mentis in Deum), Bonaventure outlines a mystical ascent that begins in creation, rises through the soul, and culminates in union with the Crucified Christ. This is not reserved for cloistered monks or learned friars. This is a roadmap for every Christian soul, including lay penitents in the midst of ordinary life.

 

The charism of St. Bonaventure helps remind us that penance is not just about renunciation—it is about transformation. The penitential life is a continual turning of the heart toward Christ, a stripping away of ego and attachments so that we may see, know, and love God more deeply. Bonaventure’s emphasis on contemplation calls us to carve out space in our busy lives for silence, prayer, and the loving gaze upon the crucified Savior. In that gaze, we are changed.

 

As lay Franciscans, you are called to bring the Gospel into the home, the workplace, and the parish. Bonaventure teaches that such an apostolate must flow from an interior life aflame with love. He wrote, “If you learn everything except Christ, you learn nothing. But if you learn nothing except Christ, you learn everything.” Let this be a guide to your vocation: focus on Christ, especially Christ poor and crucified, and all else will fall into place.

 

Bonaventure was also a man of peace and unity. In a fractured and polarized age, he teaches us to seek harmony—not through compromise of truth, but through charity that flows from divine wisdom. For penitents living in the world, this means becoming bridges of peace and truth in your families, parishes, and communities.

 

So on this feast of St. Bonaventure, I encourage you: study his writings, pray with his heart, and imitate his humble pursuit of the Crucified. Your Franciscan journey, like his, will be a pilgrimage of light through the shadow of the Cross—leading, always, to the embrace of the Eternal Love that made you.

 

Peace and all good! -- Fr. Joseph Tuscan, OFM Cap., CFP Spiritual Guardian

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NO GREATER LOVE: THE PLOT AGAINST JESUS

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Before the arrest of Jesus at Gethsemane, the Synoptic Gospels, (Matthew, Mark, and Luke) briefly mention a plot by the Jerusalem authorities against the Lord. “Then the chief priests and the elders of the people gathered in the palace of the high priest, who was called Caiaphas, and they took council together in order to arrest Jesus by stealth and kill him. But they said, ‘Not during the feast, lest there be a tumult among the people,’” (Mt 26:3-5, also Mk 14:1, Lk 22:1-2) John’s Gospel, however, gives us more details of this meeting, which occurred soon after the Lord had raised His friend Lazarus from the dead which caused many more Jews to believe in Jesus.

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“So the chief priests and the Pharisees gathered the council, and said, ‘What are we to do? For this man performs many signs. If we let him go on like this, everyone will believe in him, and the Romans will come and destroy both our holy place and our nation.’ But one of them, Caiaphas, who was high priest that year, said to them, ‘You know nothing at all; you do not understand that it is expedient for you that one man should die for the people, and that the whole nation should not perish.’ He did not say this of his own accord, but being high priest that year he prophesied that Jesus should die for the nation, and not for the nation only, but to gather into one the children of God who are scattered abroad. So from that day on they took council about how to put him to death.” (Jn 11:47-53)

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John may have gotten the information about this meeting from Joseph of Arimathea or Nicodemus who were secret disciples of Jesus. (Jn 19:38-42) The majority of the council seemed to be more concerned about the effect of Jesus on the nation and the temple than about who He is and whether or not He came from God. Here the question arises concerning the ways of God. From the Mosaic Law and the prophets, it was clear to the Jerusalem authorities that God was not the God just of Israel, but of everyone. It was also clear that God was not known or believed by most of the known world. The Jews were only a small nation in the great Roman Empire and even the Roman Empire was not the whole world. How was the whole world to come to worship the One True God?

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One possible way for this to happen was through the nation of Israel. The great king David not only reigned over a united Israel, but he also won many military victories and defeated the surrounding nations so that they were afraid to attack Israel. (2 Sam 8:1-14, 1 Cron 18:1-13) The Pharisees hoped that the long-awaited Messiah would free Israel from Roman domination so that a restored and powerful Israel would bring the worship of God to the whole world with the Jerusalem Temple as the center of worship. Jesus, however, did not fit in with this idea. He did not criticize or threaten the Romans, but He did cleanse the Temple (Jn 2: 13-22, Mt 21:12-13, Mk 11:15-19, Lk 19:45-46) and predict its demise. (Mt 24:1-2, Mk 13:1-2, Lk 21:5-6) This must have made the Pharisees and the priestly Temple aristocracy very uncomfortable. Jesus was not fulfilling what the Jerusalem authorities believed was God’s plan for the world. This is very common; we have a plan for God, but God has a different plan. On the other hand, there were those who heard Jesus, saw His miracles (signs) and put their faith in Him. They did not know what God’s “agenda” was, but they put their faith in the One who was to carry it out. For these people the Temple sacrifices were not the ultimate thing which needed to be preserved. God ultimately desires righteousness from us. The psalmist prays “Create in me a clean heart, O God, and put a new and right spirit within me.” (Ps 51:10) Later in the same psalm we read, “For you take no delight in sacrifice; were I to give a burnt offering, you would not be pleased. The sacrifice acceptable to God is a broken spirit; a broken and contrite heart, O God, you will not despise.” (Ps 51: 16-17) The political arrangements of the day were not important for the early Christians. What is important is our relationship to God. Politics has its place, but ultimately, we must “Render therefore to Caesar the things that are Caesar’s, and to God the things that are God’s.” (Mt 22:21)

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In Jesus of Nazareth, Pope Benedict comments on the prophesy of the High Priest Caiaphas that “You know nothing at all; you do not understand that it is expedient for you that one man should die for the people, and that the whole nation should not perish.” On the surface, the content of Caiaphas' "prophecy" is thoroughly pragmatic, and, considered in those terms, it seems reasonable from his point of view: if the people can be saved through the death of one man (and in no other way), then this individual's death might seem the lesser evil and the politically correct path. But what on the surface sounds and is intended to be merely pragmatic acquires an entirely new depth on the basis of its "prophetic" quality. The one man, Jesus, dies for the nation: the mystery of vicarious atonement shines forth, and it is this that constitutes the most profound content of Jesus' mission.

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 The idea of vicarious atonement pervades the entire history of religions. In many different ways people have tried to deflect the threat of disaster from the king, from the people, from their own lives, by transferring it to a substitute. Evil must be atoned for, and in this way justice must be restored. The punishment, the unavoidable misfortune, is offloaded onto others in an effort to liberate oneself. Yet this substitution through animal or even human sacrifice ultimately lacks credibility. What is offered by way of substitution is still a mere proxy for one's own offering and can in no way take the place of the one needing to be redeemed. A proxy is not a substitute, yet the whole of history is searching for the one who can truly stand in for us, the one who is truly able to take us up with him and so lead us to salvation.

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 Referring to the prophecy of Caiaphas, St. John then tells us, “He did not say this of his own accord, but being high priest that year he prophesied that Jesus should die for the nation, and not for the nation only, but to gather into one the children of God who are scattered abroad.” St. John is referring to the “vicarious atonement” referred to by Pope Benedict. Of course, the Temple sacrifices of animals was a futile attempt at vicarious atonement which was fulfilled by the Lord’s suffering on Mount Calvery. However, vicarious atonement was not invented by Pope Benedict or St. John the Evangelist. The prophet Isaiah wrote of vicarious atonement over five hundred years before the birth of Christ. “Surely he has borne our griefs and carried our sorrows, yet we esteemed him stricken, struck down by God, and afflicted. But he was wounded for our transgressions, he was bruised for our iniquities; upon him was the chastisement that made us whole, and with his stripes we are healed. All we like sheep have gone astray; we have turned every one to his own way; and the Lord has laid on him the iniquity of us all.” (Is 53:4-6) After the Crucifixion and Resurrection of the Lord, the early Christians were certainly trying to make sense of what happened to Jesus. This, and many other passages from the Old Testament were a great help to the Church both then and down to the present time.

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Of course, not everyone interprets Isaiah 53 the way the Church interprets it. Is Jesus the “suffering servant” that the author of Isaiah 53 wrote about? Was the author of Isaiah 53 inspired by God? The whole idea of vicarious atonement is offensive to modern, rich, western, technological mankind. We can build a better world without the “outmoded” ideas from the past which focused so much on our sinfulness and our unworthiness before God. Of course, much of the world does not adopt this “modern” way of thinking and does realize its need for God and its need to be free from the bondage of sin.  

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We have a division in humanity about Jesus which started with the Pharisees and Sadducees in Jerusalem and has continued down to the present day. The Jerusalem authorities looked on Him as a “rebellious son” who was going to destroy the Temple. Jesus knew what they thought of Him and said from the Cross, “Father, forgive them; for they know not what they do.” (Lk 23:34) Later, vicarious atonement was explained as an invention by the Church in order to exalt Jesus.

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What the Lord said and did is recorded in the four Gospels.  The interpretation of what is written there has divided humanity for two thousand years. “Do not think that I have come to bring peace on earth; I have not come to bring peace, but a sword.” (Mt 10:34-36, Lk 12:51) In describing the plot against Jesus, St. John the Evangelist asserts that the High Priest Caiaphas prophesied that “Jesus should die for the nation, and not for the nation only, but to gather into one the children of God who are scattered abroad.” (Jn 11:51-52) St. John is giving us the Christian interpretation of the death of Jesus. The “children of God” are not just Jewish believers in Jesus, but all who believe in the Lord. For two thousand years, some have accepted the vicarious atonement offered to us by the Lord, and some have rejected it. This remains a decision which is demanded of all of us. – Jim Nugent, CfP

HUMOR

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  • Apparently exercise helps with decision making. It’s true! I went for a run this morning and decided I’m never doing it again.

  • Seen on an eighteen wheeler truck: My teacher told me I’d never get paid for staring out a window all day. Guess I won that round.

  • Sometimes saying nothing is the best answer. You see, silence can never be misquoted.

  • I have a mental illness that makes me think that people will change their minds if I present the correct arguments with appropriate facts and data.

  • Reckless driving is bad. Wreckless driving is good.

  • I have a meeting at the bank later, and if it’s successful, I will be out of debt and own everything I have now. I’m so excited, I can hardly put on my ski mask.

  • Whoever put the S in FASTFOOD is a marketing genius.

  • When I was younger, I couldn’t stand subtitles. But now I love them. In fact, I can’t even hear without them on.

  • Truth does not mind being questioned. A lie does not like being challenged.

  • Do y’all remember that, before the internet, people thought that the cause of stupidity was the lack of access to information? Yeah, it wasn’t that.

  • Truth has no defense against a fool determined to believe a lie. – Mark Twain

CONFRATERNITY PHOTO ALBUM: LIFE PLEDGE OF EUCHARIA UGWU
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On the Feast of Corpus Christi, Eucharia Ugwu, from Nigeria, pledged to live for life the Rule and Constitutions of the Confraternity of Penitents. She selected Corpus Christi (this year celebrated on June 22) because it is the feast day of the Eucharist and her name day

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Eucharia was widowed in early 2024 when her husband suddenly passed away after emergency surgery, leaving her with their four young children.

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Your kind donations to the CFP Alms Fund enabled Eucharia to travel from Benin (where her husband had been working) to Nigeria where she now lives and where she is opening a seamstress shop to support her family. (The original plan for Eucharia to go to Uganda did not materialize as she wishes to be nearer to her elderly and widowed mother.) The CFP Holy Angels Gift Shop hopes to be able to market some of Eucharia’s hand designed and constructed clothing and other materials.

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Welcome, sister Eucharia!

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OUR RULE: DEBT FREE--How Does Paying 279% Interest Sound to You?
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You can easily find Biblical verses condemning changing interest:. Deuteronomy 23:19 (“You shall not charge interest to your brother ….”) or Leviticus 25:37 (“You shall not lend your brother money at interest.”) or Exodus 22:25 (“If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him, and you shall not exact interest from him.”)

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Of course, we’re not under the Mosaic law. But our Rule does say we should pay up our debts, which implies that after paying off our debts we should be debt free.

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But there are people who get trapped in debt, paying 279.5% interest. Usually it starts quite innocently. That’s what happened to Jeanette Thomas, who told the Tennessee Lookout she borrowed $400 from Advance Financial to buy Christmas presents for her family. Ultimately she paid Advance $4,000 – and Advance says she still owes nearly $1,600. And it was all legal. The Tennessee legislature passed a law saying so, and the governor signed it.

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Thomas had taken out a “Flex Loan,” which is similar to a payday loan. But unlike a payday loan, a “Flex Loan” doesn’t have to be completely repaid once you get your paycheck.

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Instead, you can make partial payments, and as soon as you make that partial payment, the lender sends you an email telling you that your credit has been increased and you can borrow again. And many people do. It doesn’t take long for that interest charge to run up the bill to the point that the borrower simply can’t pay off the loan.

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That’s an extreme example of what can happen when someone doesn’t have enough money to meet their minimum financial needs. Our Rule (Art. 29) and Constitution (Art. 29c), of course, say we are to pay up our debts. The clear implication is that we should be debt free.

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But bad things happen all the time to good people. Perhaps someone loses their job. Or a sudden health condition prevents them from continuing to work, and since they’re not working, they lose their health insurance. That’s what happened to Jeannette Thomas.

Or they have been successful in business and then get wiped out. That’s what happened to Carl Fisher, a founder of the Indianapolis Motor Speedway who made a fortune building automobile bodies. He sold that business to General Motors and went on to develop Miami Beach. When the Florida land boom ended in 1926, followed by the stock market crash in 1929, Fisher was wiped out. He ended his days in a one-room apartment in Miami Beach.

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So, what should someone do if they are not able to cover all their expenses? Or if one is constantly overdrawing one’s checking account? Anyone who constantly overdraws their checking account is in desperate trouble and needs a trip to the financial emergency room.

What to do if you find yourself in this position? Or a friend or acquaintance finds themselves in this position and asks for help? What should you tell him or her?

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The old line that, when you’re in a hole and can’t get out, the first thing to do is stop digging certainly applies. But how? Here’s a step-by-step guide to stop digging a financial hole.

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  1. First, obviously, pray for guidance to get out of the mess and strength to do what needs to be done. Understand that you can’t get out of this on your own. Ask the Lord to show you the way.

  2. Second, resolve to get out of debt – and to never get in debt again. In brief, stop debting.

  3. Third, understand that to be able not to incur more debt, you need cash. If you had lots of cash, you wouldn’t be in this mess. So, for one month, don’t pay your bills.. . . unless not paying a bill means you’re going to be put on the street. You may get collection calls, but probably not if you don’t pay for just a month.

  4. Fourth, never go to a payday or Flex lender.

  5. Fifth, replace your credit cards with debit cards. There are debit cards with rewards. You can find them if you Google them.

  6. Sixth, go to your pastor or other religious figure. I’m not much on looking to religious leaders for financial advice, but they will know resources you can reach out to – everything from food pantries to short-term, no-interest loan sources, to utility programs that can help with your utility bills.

  7. Seventh, make a list of every penny you spend. Carry a sheet of paper or an index card with you to write down and expense as soon as you do it. Transfer that daily list to another sheet where you can group expenses together to see where your money is going – and to see what expenses you might dive up. You might find that if you give up that morning latte and take black coffee to work, the savings will be enough to put you in the black. Or you might find giving up two or three things – maybe the latte, eating out three times a week, and have five subscriptions – will do the trick.

  8. Eighth, see a financial counselor who will help you think through your situation and will do so without charge. (That’s where your pastor comes in: He might know of such a person.) Some Protestant churches offer financial counseling as part of their ministry; I’m not aware of any Catholic parishes that do.

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Understand that if you consistently can’t pay your bills, if you consistently overdraw your checking account, it will take you time to get out of this situation. The important thing is to start as soon as possible. Even better, take action to avoid getting into financial trouble at all

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That’s what Stephen Starring Grant did when he lost his job at age 50, just as the Covid pandemic started. He had just been diagnosed with cancer. When he got laid off from his marketing job, he got a job delivering the mail in Appalachia for $18.50 an hour. He did that for a year and then found another job as a marketer.

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That $18.50 wasn’t close to what he had been earning; it worked out to about $740 a week or $38,480 a year. It covered many of his expenses, but not all. When he finally got his next marketing job he still had a good bit of his reserve fund left.

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Shakespeare, Benjamin Franklin, the Old Testament and the Rule of 1221 all tell us to avoid debt. The transition from being heavily in debt to debt-free can take time, and it can be inconvenient when it means delaying a necessary purchase. But it can also mean not seeing a $400 loan balloon quickly into a $4000 loan – and to be told you still owe an additional $1,600. “Rather go to bed without dinner than to rise in debt,: said Benjamin Franklin  --- Joel Whitaker, CfP​

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FALLING...

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The well is deep

The light fades

It turns to black

Falling falling

Never stopping

The well is deep

Life is dying

No light

Falling falling

Never stopping

The well is deep

Losing mind

The black shroud covers

Falling falling

Never stopping

Dying dying

 

 

This poem reflects the period before God “grabbed my arm” and set me in the right direction. It really was a dark place to be, but with the grace of God, I had my eyes opened to the light once again, praise the Lord. Tony Billings CFP Affiliate, Pastor of Church without Walls (Pastor Tony goes into the streets at night to minister to and pray with those to whom the Lord leads. His prayer intentions for these individuals are on the CFP monthly prayer list, on line from  www.penitents.org and also postal mailed to those not on line who request it.  

CFP RETREAT 2025

 

CFP Yearly Retreat, Reunion, Conference – October 15 -19 at St. Felix Catholic Center, Huntington IN. Fr. Joseph Tuscan, CFP Spiritual Guardian, Retreat Master. Information at penitents.org on the Retreat Link or by contacting the CFP at 260-739-6882 (this number does NOT take texts).

ROOF RENOVATION FOR GUADALUPE MEN’S VITA DEI HOUSE

 

Half the funds have been raised for this –$9000 still needed. Tax deductible donations can be sent to the CFP Renovations Fund, 1702 Lumbard Street, Fort Wayne IN 46803. Or donate on line through www.GuadalupeVDH.com

CFP HOLY ANGELS GIFT SHOP: CARLO ACUTIS

 

Blessed Carlo Acutis will be canonized on Sunday, September 7. The CFP Holy Angels Gift Shop has many different Saint Carlo Acutis prayer cards, books, stickers, plaques, shirts, and other items. For a full selection, go to www.cfpholyangels.com and type “Carlo Acutis” into the search bar. In your school or parish, foster devotion to this remarkable, inspiring young saint. 

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Confraternity of Penitents

1702 Lumbard Street

 Fort Wayne IN USA 46803 

260-739-6882

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May God bless you and give you joy!

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